Home Loan Mortgage Rates Today

Check out today’s best mortgage rates where you live. They’ve gone spiraling back to an average 3.16%, down from 3.25% last week. A year ago, rates on the short-term home loans were averaging 4.04%.

Conventional Loan. APR calculation for a fixed rate purchase assumes a 740 credit score, a single-family, owner-occupied primary residence located in Georgia, a 20% down payment, $1,295 origination fee, 0.875 discount point, a loan amount of $225,000, a 45-day lock period, and prepaid finance charges.

Refinance your existing mortgage to lower your monthly payments, pay off your loan sooner, or access cash for a large purchase. Use our home value estimator to estimate the current value of your home. See our current refinance rates.

First Time Buyer Build Your Own Home Buying second home before selling current one, while tricky, can be possible with the right contingency plan – As a general rule, you’d rather know that you have a buyer in hand to purchase your. second home and pay for all of the expenses of having two homes, you can go ahead and own two homes at the same.

Mortgage Insurance may be required for loans that have less than a 20% down payment which will increase the APR and result in a higher loan payment. Interest rates and fees are subject to change without notice. Huntington’s mortgage division offers many different mortgage products; your APR may vary depending on the product for which you apply.

Estimate the rates and payments of a new mortgage, refinance, or home equity line of credit using today’s mortgage rates with the Wells fargo mortgage rate calculator.